it's our special martin luther king junior holiday edition. b.r.""here's more to learn about website. "nbr-u" has research from harvard on competitiveness topics. it explores the tendey rfo firms to focus on what'workedred n the past, rathonthhahe t needs of the future. just head to: www.nbr.com and look for the "nbr-u" tab. >> tom: that's "nightly business report" for thursday, january 17. have a great evening everyone, and you too susie. >> susie: goodnight tom, we'll see you online at: www.nbr.com and back here tomorrow night. captioning sponsored by wpbt captioned by media access group at wgbh access.wgbh.org vo:geico, committed to providing service to its auto insurance customers for over 70 years. more information on auto insurance at geico.com or 1-800-947-auto any time of the day or night.